✓ Free for 3 months · No card required

Know exactly who owes what

Credit sales, supplier bills and every cheque — recorded in seconds, totalled automatically. Print a statement of account or send a polite WhatsApp reminder with one tap.

Your credit book, out of the notebook

The books of a big business, simple enough for any shop.

SmartLedger screenshot
SmartLedger screenshot
SmartLedger screenshot

Customer credit book

Record credit sales and payments per customer — the running balance is always right, no adding up.

Supplier dues

Every supplier bill and payment in one place, so you always know exactly what you owe and to whom.

Cheque register

Post-dated cheques received and issued, with dates and status — deposited, cleared or returned. Never miss a banking day.

Returned cheque handling

Mark a cheque returned and the customer's balance is restored automatically — nothing slips through.

Statements of account

A clean printed statement for any customer or supplier — hand it over or WhatsApp a photo.

Who owes, by age

See at a glance which debts are fresh and which are over 60 days — so you collect before it's too late.

Early access
Free

for your first 3 months — full access, every feature, no card required. Early-access pricing will be announced before your trial ends, and early users get the best rate.

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Questions

Fair questions, straight answers

Do I need to know accounting?

No — there's no debit/credit jargon. You record what happened ("credit given", "payment received") and SmartLedger keeps the balances.

What about my old notebook balances?

Enter each customer's current balance as their opening balance — you're up to date from day one.

Does it work with SmartBill?

Yes — link a customer and their unpaid SmartBill invoices appear on their ledger page for reference.

Can it track post-dated cheques?

That's a core feature — every cheque with its date and status, plus a "cheques due this week" reminder on the dashboard.