Insights
Practical guides on technology, tax, security and running a business — written by the Ceygate team.
How to File Your Income Tax Return in Sri Lanka (2025/26)
A plain-English walkthrough of registering, declaring your income, claiming reliefs and meeting the 30 November 2026 deadline.
Are Electronic Signatures Legal in Sri Lanka?
What the Electronic Transactions Act says about e-signatures, when they hold up, and the documents that still need ink.
Profit Margin vs Markup: The Difference That Costs Retailers Money
They sound the same but they are not — and confusing them quietly erodes your profits. A clear guide with worked examples.
Leasing vs Bank Loan: Why a 14% Flat Rate Isn't 14%
Flat rates make leasing look cheap. In real terms they cost far more — here is how to compare loans honestly before you sign.
Leaving a Job in Sri Lanka: Gratuity, EPF and Your Final Settlement
What you are owed when you resign or retire — gratuity, your EPF/ETF balance, and the final dues employers must settle.
Sri Lanka Salary Tax (APIT/PAYE) Explained for Employees, 2025/26
How much tax actually comes out of your salary in Sri Lanka, why it changed in 2025, and how to work out your real take-home pay.
The ERP Buying Guide for Sri Lankan Businesses
When your spreadsheets start to break, is it time for an ERP? A practical guide to choosing — or building — the right system without overspending.
A Practical Cybersecurity Checklist for Small Businesses
You don't need an enterprise budget to be secure. Ten concrete steps that stop the attacks small businesses actually face.
What Does a Website Really Cost in Sri Lanka?
From a simple brochure site to a full e-commerce platform — an honest breakdown of what drives website costs and where your money goes.
EPF & ETF: An Employer's Guide to Getting It Right
The contribution rates, deadlines and common mistakes every Sri Lankan employer needs to know about the Employees' Provident Fund and Trust Fund.
A Digital Transformation Roadmap for SMEs
Digital transformation isn't about buying more software. It's about removing friction — here's a practical, phase-by-phase way to do it.